Credit score is one of the many factors lenders review in considering your application. Unused points expire after five years. It also has chip technology for enhanced security when paying at a terminal. If you're wondering whether Wells Fargo Visa Signature Card is the right card for you, read on. Wells Fargo Visa Signature Card Summary: Promotion Offer: 15,000 bonus points when you spend at least $1,000 within the first 3 months of card opening Best Feature: Earn 5x points on gas, grocery, and drugstore net purchases for 6 months Annual Fee: None Expiration Date: None Additional Advice: Receive 50% more value when you redeem your points for airfare through … The Wells Fargo Visa Signature card has no annual fee and offers 5 points per dollar on grocery, gas, and drugstore purchases of up to $12,500 for the first six months after opening the account. Available Rates Wells Fargo's APR is better than most, but a little higher than I would really like. Featured photo by Wyatt Smith/The Points Guy. Update: Some offers mentioned below are no longer available. Earn 2% unlimited cash back towards your financial goals. ; The points earned by this card can be redeemed towards statement credit at a fixed 1 cent/point ratio. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). You agree that we may consider you for a Visa Platinum card if you do not qualify for the Visa Signature card. Go Far Rewards redemption options include travel (such as air… It offers Visa Signature privileges that include travel, price and purchase protection. You will able to gain 5x rewards points. Either $5 or 5% of the amount of each transfer, whichever is greater. The Wells Fargo Visa Signature® Card * offers up to 5x points per dollar spent on gas, grocery and drugstore purchases during the first six months, which is … Wells Fargo Home Rebate Visa Signature Card Summary: Best Feature: Earn a 5% rebate on gas, grocery, and drugstore net purchases for 6 months Annual Fee: None Expiration Date: None Additional Advice: Boost your earning potential and find great deals at your favorite local and national stores at the Earn More Mall ® site. This is a very strong (potential) sign-up bonus for a card with no annual fee. You'd earn 14,850 points, which would be worth $222.75 when redeemed for flight purchases. Rental car collision insurance (secondary to your own policy), Trip cancellation protection and lost luggage reimbursement. The Wells Fargo Visa Signature® Card could be right for you if you’re looking for a no-annual-fee card that comes with rewards and a long intro APR period. 2014-04-22. true. The Wells Fargo Cash Wise Visa® card is a great option if you want a simple, uncomplicated cash back credit card. When charged, balance transfer fees range between 3% - 5%, which we grade accordingly. Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. Withdrawal at a Wells Fargo ATM in $20 increments with a Wells Fargo ATM card or debit card; Those who also have the Wells Fargo Visa Signature® Card * … With over 10,000 popular local, national, and online retailers, the … You can earn Wells Fargo rewards points –officially called “Wells Fargo Go Far Rewards” points – with three cards: the Wells Fargo Propel American Express Card, the Wells Fargo Rewards Card and the Wells Fargo Visa Signature Card. When compared among all rewards cards in our database: See how this card compares to similar cards, Investopedia Credit Card Rating Methodology. Intro APR on purchases and balance transfer. Wells Fargo Visa Signature Card Review. The Wells Fargo Visa Signature card is a good fit for people who currently spend, or plan to spend, a lot on gas, groceries, and drugstores. There's also a 15-month 0% APR promotion period for purchases and balance transfers made within the first 120 days. Is Wells Fargo Visa Signature Card right for you? The Wells Fargo Visa ® Signature ® Card offers a generous rewards program for the first six months the account is open (and only the first six months): You earn five points for every $1 spent on purchases in the categories listed below, on up to $12,500 (and then one point per $1 after that cap is hit). Typically, Wells Fargo GoFarRewards are worth 1 cent each, regardless of how they are redeemed. Any other purchases outside those categories made during the introductory period earn 1 point per dollar. But when you’re able to combine these two cards and earn rewards worth 4.5% or even 5.25% on many of your purchases, then you could have a winning combination. USA. Just note that you have to redeem your points using their Wells Fargo Go Far Rewards portal; you can’t book your reservations directly and then request a statement credit. The Wells Fargo Advisors by Invitation card is a premier credit card that uses chip-and-PIN technology. For this scenario, let's assume that you spend a little more heavily in this card’s bonus categories during the first six months, charging $400 per month for groceries, $125 for gas, and $50 at drugstores. The Wells Fargo Visa Signature Card has a 15-month 0% introductory APR on purchases and any balance transfers made within 120 days of account opening, followed by an APR of 12.49% to 25.49%, based on your creditworthiness. If you’re approved for a credit limit of $5,000 or above, you’ll qualify for the Visa Signature card, and get access to a slightly more impressive selection of benefits. Here’s how we weighted those feature sets for the overall star rating of a card: We have applied our proprietary rating methodology to every generally-accepted credit card in the U.S. domestic market to allow consumers to make fully informed choices. Wells Fargo Visa Signature® Card: Capital One Quicksilver Cash Rewards Credit Card: Rewards: Earn 5x rewards points earned for up to $12,500 spent on gas, grocery, and drugstore purchases for the first 6 months and 1x points on other purchases - enjoy 5 … Investopedia is committed to delivering the best credit card recommendations in the industry. 2. Wells Fargo Visa Signature; Benefits. Wells Fargo Visa Signature Card is a cashback credit card issued by Wells Fargo Bank. You will able to gain 5x rewards points . However, note that it does charge a balance transfer fee of 3% or $5, whichever is greater, for the first 120 days, after which the fee increases to 5%, with a minimum of $5. That's $750 toward travel when you redeem through Chase Ultimate Rewards®. I would like to subscribe to The Points Guy newsletters and special email promotions. Wells Fargo Visa Signature ® Card Terms and Conditions. This site does not include all credit card companies or all available credit card offers. To rate credit cards we objectively assess, score and weight nearly 100 individual card features which roll up into five major feature sets: fees, interest, rewards, benefits and security/customer service. The best Wells Fargo Cash Wise Visa® card benefits include $150,000 in travel accident insurance, an auto rental collision damage waiver, and $1,200 per year in cell phone insurance. For your security, we do not recommend using this feature on a shared device. Wells Fargo Visa Signature® Card Review The Wells Fargo Visa Signature® Card is ideal for those who love to rack up points on regular spending, and then use them for traveling. 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide. 2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel & 1 point per dollar spent on all other purchases. Enter your username and password to securely view and manage your Wells Fargo accounts online. Earlier this summer, Wells Fargo expanded its lineup of cash-back credit cards with the Wells Fargo Cash Wise Visa® Card.We recently took a look at another card from the issuer, the Wells Fargo Propel American Express® card, and today we’ll dive into the specifics on this cash-back option. Please view our advertising policy page for more information. There are a myriad of reward and non-reward card options that charge no annual fee but for the many that do assess an annual fee the cost is often justified by their lucrative ongoing rewards and initial signup bonuses. 4. In order to get approved for this credit card, you should have a good-excellent credit rating. The Wells Fargo Visa Signature is also amazing for having for No Annual Fee, 0% Introductory Purchase APR for 15 Months and 0% Introductory Balance Transfer APR for 15 Months. Purchases in the first 6 months username and password to securely view and manage your Fargo... Your points by using them only for flights through the GoFarRewards program will find that feature makes this offers. Or 2,000 points this credit card these ratings and reviews are provided by Wells Fargo the... Initial six months and one of the card issuer you ’ ll get the most value of! Wise card has been collected independently by the points Guy this means that you should know about the Wells Visa. 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