Compare real offers from multiple lenders. Consumers Credit Union may be a good fit for those who: Have good credit. Best for borrowers who want flexible loan terms. Copyright 2021 SuperMoney, LLC. Learn more. Is Refinancing Your Student Loan Worth It? Complete Guide, How To Find Auto Insurance That Covers Any Driver, How to Get Cheap Auto Insurance Before You Buy a Car, What Homeowners Need To Know About Excess Flood Insurance, How to Find Home Insurance that Covers Water Damage, How to Find Home Insurance That Covers Everything, How to Dispute a Home Insurance Claim Settlement, Surprising Things Homeowners Insurance Doesn't Cover, How to Find the Best Whole Life Insurance Policy, Differences Between Whole and Term Life Insurance. How Prepaid Debit Cards Can Help You Budget, How Auto Insurance Works? Prevent identity theft, protect your credit, The difference between term and whole life insurance, How medical conditions affect your life insurance rate. How Consumers Credit Union’s money market account compares. Headquartered in Gurnee, Illinois, Consumers Credit Union (CCU) has been serving customers for nearly a century. Buying a Mobile Home: What You Need to Know, Compare Motorcycle and ATV Insurance Reviews, Complete Guide for Motorcycle and ATV Insurance, Compare Personal Watercraft Insurance Reviews, Considering Renters Insurance? We have major branch offices in Knoxville, Johnson City, Greeneville, Morristown, Mosheim and Jefferson City, Tennessee. I have been a member of Consumers Credit Union (IL) for seven years that is my favorite credit union ever. You’ll have to become a member to get a loan, which requires paying a small one-time membership fee and maintaining a $5 balance in a savings account. See more on the-credit-union-loan-source.pissedconsumer.com SuperMoney.com is an independent, advertising-supported service. When evaluating offers, please review the financial institution’s Terms and Conditions. 50 states (and Washington, DC). Got AAA email saying 2.14% APR auto loan with PenFed. Permanent resident / green card holders are also eligible to apply. You will be pleased with what you hear. Milwaukee customers appreciate being able to compare loans and read customer reviews of each lender. Shop around if you have bad credit (300 to 629 FICO). I am AAA member for many years. Complete Guide to Personal Lines of Credit. 2 Altura Credit Union Auto Loan Reviews and Complaints @ Pissed Consumer Write review *SuperMoney is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. You can get a rate estimate from Consumers Credit Union with no impact on your credit. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools. Consumers Credit Union Auto Loan is offered by Consumers Credit Union, Consumers Credit Union’s sole money market account is just about average when it comes to interest rates. up to 21.99% APR. Yes, Consumers Credit Union Auto Loan charges borrowers with a late payment penatly fee of up to $29, which is triggered if you're 10 days late. Pick up the phone and give us a call to check the latest loan and saving rates. Best for borrowers who value the services offered by a credit union. The best interest rate offered by Consumers Credit Union is available only for applicants with excellent credit (720 FICO and up) and loans of 36 months or less for newer vehicles. Can You Build Credit With a Prepaid Credit Card? LendingTree’s extensive lender network lets the company work with consumers with different needs and credit scores. Additionally, if you get a loan from a credit union you likely won’t be surprised by any hidden costs associated with auto loans. We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or service provider and read the information they can provide. So how do we make money? And while our site doesn’t feature every company or financial product available on the market, we’re proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward — and free. NerdWallet strives to keep its information accurate and up to date. Personal Loan Vs. Line Of Credit: Which Is Better? What Are Different Types of Credit Cards? See if you qualify for student loan refinancing and compare real time offers. Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision. Consumers Credit Union is an Illinois-based not-for-profit cooperative which is accredited by the Better Business Bureau, where it has received an A+ rating. Complete Guide to Credit Monitoring Tools, Top 10 Factors That Affect Your Credit Score, Uncommon Tips & Tricks To Track Your Daily Expenses, Side Jobs You Can Start Today For Extra Cash, Auto Refinance Interest Rates: Complete Guide, When Should You Refinance Your Car Loan - 3 Situations When You Should Refinance. You’ll likely be offered high interest rates, and comparing prices can help you save. Read more. Yes, you can. How to Find a Money Transfer Service Near Me? Loan terms: 6 to 84 months (NerdWallet doesn’t recommend auto loans over 60 months.). » MORE: Lenders that refinance auto loans. How to Get a Reverse Mortgage: 3 Steps to Getting an HECM. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Consumers Credit Union offers auto purchase loans for new and used cars from both dealers and private parties. This includes checking accounts, online banking, credit cards, business loans and more. Locations & ATMs Connect & Support Careers Rates 800.991.2221 | Routing #272481839. Yes, Consumers Credit Union Auto Loan does charge borrowers a fee if they pay their loans early. Like other lenders, Consumers Credit Union’s lowest auto loan rates include a 0.50% APR autopay discount, which you could get by authorizing automatic loan payments directly from your CCU account or through an online banking transfer. Note that this financial organization will run a hard credit inquiry which may pull down the credit scores a little. All financial products, shopping products and services are presented without warranty. Reverse Mortgages: When Do They Make Sense? Complete Guide to Money Transfer Services. This may influence which products we write about and where and how the product appears on a page. Consumers Credit Union Auto Refinance Review. Can a First-Time Home Buyer Get a Jumbo Loan? Consumers Credit Union Auto Loan is available in Once the loan is finalized, the funds can be mailed to you or the dealer as a cashier’s check or directly deposited into an account. Our partners compensate us. The credit union has a higher minimum credit score requirement than other auto loan providers. Consumers offers its members extras like an auto-buying program and mechanical repair coverage. It's at 100% if everybody recommends the provider, and at -100% when no one recommends. Applications accepted online, over the phone, or in person in Illinois. does not support the military. Consumers Credit Union will offer an auto loan to people who have a minimum credit score of 640. will give you an idea of the interest rate you might qualify for. Should You Use a HELOC to Pay Off Credit Card Debt? that ranges from 2.69% APR You can apply online or over the phone, and a representative will reach out to you. Only mortgage activity by Credit Karma Mortgage, Inc., dba Credit Karma is licensed by the State of New York. Value credit union benefits. Their use does not signify or suggest the endorsement, affiliation, or sponsorship, of or by SuperMoney or them of us. Consumers offers automatic payment discounts: a 0.5% rate reduction with automatic payments from a Consumers Credit Union account and 0.25% rate reduction with automatic payments from another financial institution. In other words, you won't get a loan here, but you'll be matched with a local dealership that's willing to work something out. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early. If you want to talk with a representative “face to face,” the lender offers video calling from its app. Is It Okay to Open and Close Bank Accounts? Pre-qualified offers are not binding. Consumers Credit Union’s robust online resources include a financial literacy program, user guides and an auto affordability calculator. Consumers Credit Union Auto Loan offers an Applying to refinance is easy: You can complete the process online or over the phone, and a representative will reach out to you. Consumers offers repayment terms as short as six months. Auto, homeowners, and renters insurance services offered through Credit Karma Insurance Services, LLC (dba Karma Insurance Services, LLC; CA resident license #0172748). Pros and Cons of Refinancing Your Mortgage, Questions to Ask Before Refinancing Your Mortgage, Complete Guide to Student Loan Refinancing, SuperMoney's Student Loan Refinance Marketplace, How To Get The Best Student Loan Refinance Rates. 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